Get 4 times of your investment in 11 years 4 months

Education in India is seen as one of the ways to upward social mobility. Good education is seen as a stepping stone to a high flying career. Even after more than 64 years after independence we are far away from the goal of universal literacy. But on a positive note, Indian professionals are considered among the best in the world are in great demand. This signifies the inherent strength of Indian education system. It is an immense pleasure for Gwalior citizen Credit Swayatt Co-operative Limited to introduce a very inspiring and beneficial scheme called “Gwalior citizen Education Patra” to fulfill the dream of every Parent as their wards can go for Higher Studies in his/her chosen field of subjects.

• Patra amount of the investment will be at least 5,000. More than this amount will be invested in a number multiples of Rs 1000.
• The Patra amount of interest received on tax deduction at source "shall apply.
• This feature is not available for payments prior to maturity in Patra.
• Gwalior Education Patra maximum 75% of the amount will be taken after 1 year.
• The bond loan taken in lieu of the 20 percent interest per annum payable.
• If the loan taker ever married her monthly fixed installment, does not pay on time, then the next month's installment, with 5 percent penalty will be payable.